Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance agency (License 0B75129), operates this site. It provides general information about life insurance and a tool to obtain carrier quotes based on your answers.

Quotes are approximations. Rates shown reflect carrier quotes for your chosen class and are for reference only. They are not an offer to issue a policy, a rate guarantee, or a promise of coverage. The carrier sets final rates, class and eligibility after underwriting; the issued policy document controls.

Coverage is not established here. Requesting a quote, starting an application, or sending a message doesn't create coverage. Coverage begins only when a carrier issues a policy that you accept and pay for.

Availability. Products, participating carriers and rates depend on your state and circumstances and change without notice. Quotes are shown for California residents only.

General information. Content on this site is educational and is not legal, tax or financial advice. Have an accountant or lawyer review anything that might affect your situation.

Third-party platform. The application page loads a separate application service under different terms.